What COI? How Fraudsters Use Fake Documents to Wipe Out Businesses 🐷💼

Oh, sweetie… just because a piece of paper says “Certificate of Insurance” doesn’t mean it’s worth the ink it was fraudulently printed with. These scammers are slick, sparkly, and bold enough to hand you a COI that looks polished and professional, but under that glossy exterior? Nothing but lies, liability, and legal landmines.

Here’s the scam: a staffing agency hands you a fake or borrowed COI, swearing up and down they’re “fully insured.” You smile, sign, and bring on the workers. But then? Someone gets hurt. A claim gets filed. And the insurance company goes, “Who is this? We don’t insure them.”

Boom. Your business is on the hook.
The COI? Forged.
The coverage? Never existed.
The fraudster? Already vanished like last season’s scandal.

You’re left footing medical bills, lawsuits, and a PR nightmare, all because you trusted a document you didn’t verify. And darling, we don’t trust. We check. Miss Piggy Rule #1: Call the carrier. Every time. Confirm the coverage. Match the names. Check the dates. And if something feels fishy? It’s probably a whole fraud filet.

So next time someone flashes a COI like it’s VIP access to legitimacy, remember, it’s only real if you confirm it.

🐷💼✨

#StaffingFraud #FakeCOI

#VerifyEverything 🛡️ #FraudPrevention 💼 #SmartHiring 🚨 #WorkersComp 🏆 #StaffingScam

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