What They Didn’t Tell You About That Workers’ Comp Policy 🐷💼

Ohhh, sweetpea. They handed you that shiny Certificate of Insurance, smiled like a prom queen at a press conference, and said the magic words: “We’ve got full workers’ comp coverage.” But what they didn’t say? Could bankrupt your business and ruin your reputation faster than a viral scandal in kitten heels.

Here’s the truth, darling: not all workers’ comp policies are created equal.
Some only cover clerical work—not that warehouse full of forklifts and liability.
Some are written for another entity altogether—and you’re just the piggybacking bonus.
And some? Expired. Forged. Or never existed in the first place.

They didn’t tell you the coverage limits.
They didn’t explain the class codes.
They certainly didn’t mention that the actual employer of record is a shell company with no assets and a mailbox in a strip mall.

And when something goes wrong—and trust me, it will—you’ll find out that “coverage” was nothing more than a glamorous lie in PDF form. The claim gets denied, the worker gets a lawyer, and you get a one-way ticket to legal disaster.

So here’s your glittering reminder from Miss Piggy: Don’t just collect a policy—understand it. Verify it. Confirm every detail with the carrier. Because what they didn’t tell you? Could cost you everything.

🐷💼✨

✨ #StaffingFraud #WorkersCompScam

#VerifyEverything 🛡️ #FraudPrevention 💼 #SmartHiring 🚨 #BusinessIntegrity 🏆 #StopTheScams ✨

Comments

The Fraudsters of Fresno, The Tip of The Iceberg!

Exposing Bad Players in the Staffing and Insurance Industry: The Mrs. Piggy Saga Introduction In the shadowy corners of the staffing and insurance industry, where deals are brokered and secrets whispered, there exists a character known as Mrs. Piggy . She’s not your typical insurance agent or HR recruiter. No, Mrs. Piggy is a staffing spanking dominatrix —a force to be reckoned with, wielding her metaphorical whip to expose the underbelly of an industry rife with deception. This blog post aims to peel back the layers and shed light on the murky practices that have plagued the staffing and insurance world. Buckle up; we’re diving deep into the rabbit hole, and Mrs. Piggy is leading the way. The MEWA Fraud Case, A Five-Year Odyssey Our story begins with the MEWA Fraud Case , a saga that has simmered for half a decade. The central characters— Marcus Asay and Antonio Gastelum —are no ordinary players. They orchestrated a web of deceit through their organizations: the American La...

Inside the Black Market Workers' Compensation Scandal, the Next Big Short!

Hey there, Buzzfeed & Google readers! Strap in, because we're about to take a deep dive into a story that sounds like it's straight out of a Hollywood script, except it's very real and it's unfolding in sunny California. The Shadow World of Workers' Comp In the bustling light industrial temporary staffing world, a scandal is simmering, and it's being bankrolled by none other than PAYCHEX . Picture this: a multi-billion dollar bubble swelling under our feet, ready to pop and send shockwaves through the lives of workers, taxpayers, insurance companies, banks, and businesses alike. The Trifecta of Trouble Why is this bubble growing faster than a TikTok trend? Three words: demand, supply, and, sadly, fraud. There's a ravenous hunger for workers, and temporary staffing agencies are feeling the pressure to deliver, consequences be damned. With insurance fraud ramping up, insurers are backing out, leaving a gaping hole for shady dealings. And let...

Piggybacking, A Fraudulent Tail (and Tale) in Workers' Comp 🐷💼

Oh, darlings, do pull up a chair because Miss Piggy has a scandal to unravel that’s juicier than a gossip column and dirtier than a pigsty. It’s the sordid tale of piggybacking, a fraudulent scheme in workers’ compensation that’s turning the staffing industry into a circus of greed and deceit. And let me tell you, the stars of this show aren’t just shady; they’re downright villainous. Now, for the uninitiated, piggybacking isn’t some cute term for teamwork. No, no, it’s when a staffing agency skips out on buying its own workers' comp insurance and instead borrows another company’s policy like a bad houseguest who never leaves. These fraudsters, the so called Piggybackers, parade their fake certificates of insurance (oh, the audacity! 🐽) while unsuspecting workers and businesses are left footing the bill when things go south. Take Mike Ersling, for instance, a name that deserves its own place in the fraud hall of fame. This porky perpetrator shoved $300 million of payroll ...