Ohhh, sweetpea. They handed you that shiny Certificate of Insurance, smiled like a prom queen at a press conference, and said the magic words: “We’ve got full workers’ comp coverage.” But what they didn’t say? Could bankrupt your business and ruin your reputation faster than a viral scandal in kitten heels. Here’s the truth, darling: not all workers’ comp policies are created equal. Some only cover clerical work— not that warehouse full of forklifts and liability. Some are written for another entity altogether— and you’re just the piggybacking bonus. And some? Expired. Forged. Or never existed in the first place. They didn’t tell you the coverage limits. They didn’t explain the class codes. They certainly didn’t mention that the actual employer of record is a shell company with no assets and a mailbox in a strip mall. And when something goes wrong—and trust me, it will—you’ll find out that “coverage” was nothing more than a glamorous lie in PDF form. The claim gets denied,...
Ohhh, my precious little overachievers, just because you have a compliance checklist doesn't mean you're safe. In fact, that clipboard might just be lulling you into a fabulous little trap. ✨ Because staffing fraud? It slinks right in through the cracks you didn’t even know were there. You see, fraudsters don’t break down the front door. Oh no. They glide in through the side entrance, flashing a pretty COI, a neatly signed contract, and just enough jargon to make your compliance officer nod along. And while you’re patting yourself on the back for your due diligence? They’re quietly torching your liability protections behind the scenes. Maybe you accepted a certificate without verifying it. Maybe you skimmed over payroll verification because they sounded “so trustworthy.” Maybe you assumed a broker wouldn’t dare risk their license. Darling, assumptions are where fraud sets up its dressing room. And when the lights come up and the lawsuits arrive, you’ll find out the hard ...